I’m Rick Wagner, and I’ve spent years watching hard-working people fall into the same financial trap. We are taught from a young age that money is a zero-sum game: you either save your money and let it grow, or you spend your money and lose the ability to earn interest on it.

This "either/or" mentality is the greatest barrier to true wealth. Today, I am taking a stand against this conventional wisdom because the 2 in 1 Plan proves that
you can actually spend your savings and grow it at the same time.

Most financial advisors will tell you that if you want to buy a new car, take a dream vacation, or invest in a business, you have two choices.

1) You can either drain your savings account—thereby killing your compound interest.
2) Or you can go to a bank and pay them a high interest rate for the privilege of borrowing your own purchasing power.

I believe both of these options are fundamentally flawed.
Here, I teach a different path where your liquid capital remains in a state of uninterrupted compound interest, even while you are using it for major life expenses.