Bio Page:

Small business in Hastings, Minnesota

My name is Rick Wagner, and I have been in the financial industry for over 16 years and am a strong proponent of the very popular Self Banking Concept, AKA Infinite Banking or Bank on Self.

I have written numerous articles on eliminating debt & building retirement in half the time, cash-flow fitness, better college planning, as well as being featured on radio programs and blogs.

I would have left this financial industry had it not been for this concept that was introduced to me at a seminar years ago. I feel that many planners and the way the industry operates, is nothing more than a monkey with a dart board! There’s simply too much at stake and people should not be risking their financial future with their retirement money. 

I am the oldest of 4 kids and attended Biola University in California. Also the Father of 4 (Dylan(15), Luke(13), Lindsey(10) and Renee(6)) in Hastings, Minnesota. I played pro baseball up to the AA level for 5 years and have coached for many also(youth). When I’m not at work, I love to play & coach baseball, football and basketball, play with the kids and do outdoor things when the wonderful Minnesota weather permits.

I have specialized in the self employed market and have had many clients throughout Virginia, Wisconsin and Minnesota.

Most importantly, my mission is to help you avoid losing money in the Wall Street Casino, and instead build your wealth SAFELY and SECURELY. Regardless of your financial situation, I can help most people get on the right path to paying off debt and saving at a much faster pace while being able to sleep well at night.


There’s more in our grasp than what we usually realize and need to have a faith that let’s God work in us and through us.
Ephesians 3:20
“Now to him who is able to do far more abundantly beyond all that we ask or think, according to the power that works in us”.